Get Moving with Harry Cooper
Affordable Housing Originator
Harry Cooper
AVP, Affordable Housing Originator
NMLS #67570
Greater Binghamton, Syracuse & Utica Markets
1001 James Street
Syracuse NY, 13203
Use the link below to get started on your Home Financing application or check the status of a submitted application.
GET STARTED TODAYBusiness Hours
Monday through Friday - 8:30 a.m. to 5:00 p.m.
Bio
I have over 25 years of experience in the mortgage industry both as a loan originator and operations manager. Specifically, I have taken a special interest in helping first time home buyers secure financing. I'm well versed in all government loan products and grant programs established to help home buyers in the Northeast.
I am excited to share my expertise with future home buyers; and with the full complement of loans available through NBT bank, I am confident I can help you choose the product that is best for you.
Please call me when you start the process and we can take the time to layout your road to home ownership.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation - Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.
